On Jan. 30, the Obama administration unveiled a long list of exemptions from the ObamaCare insurance mandate. Flaws and contradictions in the law will cause millions of people to be uninsured. The administration also estimated that the cheapest family plan will cost $20,000 by 2016. This new information indicates that the Affordable Care Act is failing in both goals: making insurance affordable and covering the uninsured.
Children are the biggest victims. The hastily drafted law, passed before it was read, overlooked them.
The law says that beginning in 2014, employers with 50 or more full-time employees must offer coverage or pay a penalty. The law’s sloppy drafting left it unclear whether that meant worker’s coverage or family coverage.
The law says coverage must be “affordable,” meaning the employee cannot be asked to contribute more than 9.5% of his salary. For example, a worker earning $40,000 a year cannot be required to pay more than $3,800.